
Loans between individuals
Between individuals, a real loan
It is true that this solution, which is developing more and more in the family environment, is much less formal than a loan granted by a banker, who will require a certain number of supporting documents - income, expenses - before d '' accept or not to lend money. Very often it is then a "repayable" loan (each month it will be necessary to pay a monthly payment made of principal and interest), the rate of which is very variable: between 3 and 18% for a consumer credit and...
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